M360M vs Microsoft 365 Copilot: enterprise AI beyond Office
Microsoft 365 Copilot puts AI inside Word, Excel, Outlook and Teams. M360M is a complete AI operating system: our own AI, unlimited, on our own GPUs, ChatGPT, Claude and Gemini in the same chat, 24/7 agents, a company Brain, CRM, WhatsApp and voice — under your brand, from US$ 15 per person/month, with no other license required.
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M360M vs Microsoft 365 Copilot side by side
Features and price per person (annual plan)
Feature
M360M
Microsoft 365 Copilot
Price per person/month
US$ 15 with 1,000 credits included (IT: US$ 20 with 2,000); company minimum R$ 15,000/month
US$ 30 paid yearly (US$ 31.50 paid monthly with an annual commitment) Source: microsoft.com, checked October 17, 2026
Required license
None: the seat already includes the full OS
Requires a qualifying Microsoft 365 license, paid separately Source: microsoft.com, checked October 17, 2026
AI models in one chat
Own AI + OpenAI (ChatGPT), Anthropic (Claude), Google (Gemini), DeepSeek, Perplexity and xAI — 30 models
OpenAI models (GPT-5.x) and model choice Source: microsoft.com, checked October 17, 2026
Unlimited own AI (own GPUs)
Yes — our own AI, not billed per token
Not included
Under your brand (white-label)
Yes: logo, colors, domain and the full OS
Not included
Runs on the company's infrastructure
Yes, or on our cloud (shared or dedicated)
No — vendor's cloud only
Company subscriptions and BYOK
Yes: Claude, OpenAI, AWS Bedrock or your own keys, always through the gateway
Not included
WhatsApp and voice for customers
Included, with the same Brain and history
Not included; customer-facing agents live in Copilot Studio, a separate product Source: microsoft.com, checked October 17, 2026
CRM, Workspace and Super App
Included in the same system
Not included
Based on each vendor's public pages, checked October 17, 2026. For companies of up to 300 users, Microsoft also sells Copilot Business (US$ 21 per user/month paid yearly, with a temporary discount until December 31, 2026) Source: microsoft.com, checked October 17, 2026. "Not included" means the feature is not listed in the public plan.
When to choose each
Microsoft 365 Copilot makes sense if…
your company lives in Microsoft 365 and above all wants AI inside Word, Excel, PowerPoint, Outlook and Teams for internal work.
M360M makes sense if…
you want every frontier model in one chat, unlimited own AI, agents serving customers on WhatsApp and by voice, CRM and a Super App under your brand — without depending on another license.
For teams that serve customers
With M360M the same agents and the same Brain serve your staff and your customers, on WhatsApp, by voice and in your branded app.
Alongside Microsoft 365
M360M connects Microsoft 365 and Teams: agents work with your email, calendar and documents, with Microsoft SSO sign-in.
Using M360M alongside Microsoft 365
You don't have to leave Office. M360M connects Microsoft 365, Teams and the rest of your company's tools, and your team signs in with Microsoft or Google SSO.
All models sit on the same gateway: our keys, your company's Claude, OpenAI or AWS Bedrock subscriptions, or your own API keys — with policies, allowed models and budgets per team and per person, with a hard stop at the limit.
Buy online
Choose your seats and pay on the site. Your company is live in minutes.
Connect Microsoft 365
Email, calendar, documents and Teams linked to the agents and the company Brain.
Bring staff and customers
The platform under your brand, in 16 languages, with WhatsApp and voice for customers.
Cost example: 250 people
A company with 250 people, 50 of them in IT, would pay M360M 200 × US$ 15 + 50 × US$ 20 = US$ 4,000 per month, with credits included and our own AI unlimited.
With Microsoft 365 Copilot at US$ 30 per person, that would be US$ 7,500 per month plus each person's Microsoft 365 license. This is an estimate based on list prices: your figure depends on your real contracts and usage. Run your own numbers in the calculator.
Frequently asked questions
Does M360M replace Microsoft 365 Copilot?
It can replace it or work alongside it. M360M connects Microsoft 365 and Teams and brings OpenAI's models, Claude, Gemini, DeepSeek, Perplexity, xAI and our own AI into the same chat.
How much does Microsoft 365 Copilot cost?
Microsoft's official page shows US$ 30 per user/month paid yearly, and it requires a qualifying Microsoft 365 license paid separately (checked October 17, 2026).
Do I need a Microsoft 365 license to use M360M?
No. The M360M seat already includes the full system: chat with every model, agents, Brain, CRM, Workspace and Super App.
How much does M360M cost?
US$ 15 per person/month with 1,000 credits included (US$ 20 and 2,000 credits for IT), with our own AI unlimited. The company minimum is R$ 15,000 per month.
Does M360M serve customers on WhatsApp and by voice?
Yes, included: agents serve customers and employees on WhatsApp and by voice, with the same Brain and the same history.
Where is our data kept?
Each company's data is isolated, on our cloud or on your company's infrastructure, with recorded consent and in line with Brazil's LGPD.
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Always prepaid, never billed after use.Top-up to the company minimum ({{amount}})How to read this estimateThis is an estimate, not a quote.It assumes our AI covers everyday tasks and that people who don't code cancel their AI subscriptions.Excludes implementation, training and taxes.Competitor prices: annual-plan list prices, Oct 2026.Simulated with {{n}} people, M360M's minimum size.M360M is for companies with {{n}} people or more: an entry floor of {{n}} seats and {{min}}/month (seat {{seat}}).For a company of {{people}} people, {{it}} in IT and {{coders}} who code.{{own}}% of today's {{api}} in tokens moves to our AI: {{amount}}/month at the providers' price.Frontier use beyond the pool is a prepaid top-up, always inside the budget the company sets: at the limit, spending stops.That time slot was just booked. Please choose another.Check your details: name, work email and company are required.To book, accept the use of your data under the Privacy Policy.Too many attempts. Wait a few minutes and try again.Scheduling is unavailable right now. Email sales@m360m.ai and we'll find a time with you.Gmail, Calendar, Drive and YouTube in a single Google connection.History, channels and video preferences.Calendar, events and reminders.Inbox, search and sending emails.Outlook, calendar and OneDrive.Team notes, wikis and databases.Google notebooks indexed in the Brain.Account, card and investments.Account and investments.Account and investments.Account, card and investments.Account and banking services.Account, FGTS and benefits.Digital account and investments.Account and card.Other Open Finance Brasil institutions.Music, podcasts and preferences.Professional network, profile and posts.Profile, feed and content metrics.Videos, profile and trends.Digital newspaper subscription.News, politics and economy.News and content from the Globo group.Finance, markets and business.News and digital content.Supermarket and rewards club.Hypermarket and online shopping.Cash-and-carry and bulk shopping.Delivery and order history.Marketplace: searches, purchases and orders.Marketplace with coupons and cashback.Fashion and online orders.Shopping, orders and lists.Series, movies and sports.Movies and series.Pages, posts and groups.Posts and real-time conversations.Export of your personal chats, with your consent.Your company's customer service and chats on WhatsApp.Rides and trip history.Hotels and stays.Flights and LATAM Pass.Flights and Smiles miles.Corporate travel: flights and hotels.Flights and hotels for corporate travel.Single sign-on and Brazilian federal public services.Music and playlists.Library and playlists.Steps, sleep and heart rate.Activity, sleep and Android health.Steps, sleep, stress and blood oxygen.Workouts, sleep and recovery.Sleep, readiness and temperature.Weight and body composition.Recovery, strain and sleep.Runs, rides and progress.Calories and nutrition.Runs, pace and challenges.Classes and workouts.Classes and workouts.Issuing and receiving invoices (NF-e) for your CNPJ.CRM accounts, opportunities and cases.Contacts, deals and marketing.Team channels and messages.Tasks, projects and sprints.Repositories, issues and pull requests.Issues and product cycles.Chats, channels and meetings.Meetings and recordings.Tickets and customer service.Task boards and cards.Collaborative boards.Design files and prototypes.Designs and marketing materials.Files and folders.Files, docs and spreadsheets.Store, products and orders.Adobe creative work and documents.Management of company Android devices.Projects and tasks.Jira and Confluence.AWS cloud resources and services.Azure cloud resources and services.DNS, security and network.Metrics, logs and alerts.Containers and images.Websites and prototypes.Repositories, issues and pipelines.Google Cloud resources and services.Places, routes and addresses.Dashboards and observability.Infrastructure as code.Apps and deployments.Conversations and customer support.Meta pages and ads.Microsoft services and documentation.Boards and workflows.MongoDB databases.Postgres databases in the cloud.Websites and deployments..NET packages.Incidents and on-call.Payments and transactions.Vector databases.Browser automation and testing.APIs and collections.Reports and dashboards.Database and schemas.App errors and performance.Code and dependency security.Payments, customers and subscriptions.Database and authentication.SMS, voice and messaging.Websites and deployments.Websites and content.Websites and online stores.Automations between apps.Read, summarize and organize; create drafts and tasks. Send or publish only with your approval.Look up customers and cases, log conversations and update the pipeline.Use the service's official tools via the MCP protocol, with the permissions you grant.Search, compare and build the order; pay only with your approval.Find options, compare prices and prepare the booking for your approval.Read balances and statements, reconcile and alert; no payment without your approval.Read the articles in your subscription and summarize what matters.Use your history and preferences to recommend and build lists.Read messages and metrics and draft replies and posts; publish only with your approval.Read your health and workout data to track goals, with your consent.Log into the portal through the virtual machine and leave forms and documents ready for your approval.The service's official sign-in (OAuth), with the permissions you accept.Login and password stored in the vault, used by the virtual machine in the cloud.Open Finance, with consent registered at your bank.The provider's official MCP server.Import of your data, with your consent.Company API key or credential, stored in the vault.What it doesHow it connectsWhat the agent doesConnectApp detailsWork and productivityCRM and customer serviceMCP · dev and cloudShopping and deliveryTravel and mobilityFinanceNewsStreaming and musicSocial and messagingHealth and fitnessBusiness and governmentOther banks (Open Finance)Invoices (issue and receive)
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